1. PARTNER WITH AN EXPERIENCED AGENT

• Guidance through each phase of the home buying process

• Complete needs assessment in Buyer Consultation

2 .GET PRE-APPROVED FOR A LOAN

• Understand what you can afford

• Determine your monthly mortgage payment

• Obtain a pre-approval letter

3. FIND YOUR NEW HOME

• Favorite homes and save them to collections

• ​Nix homes that don't meet the mark

• Schedule home tours with me

4. MAKE YOUR OFFER AND NEGOTIATE THE TERMS

• Review contract terms, the time limit for the offer, target closing date, etc.

• Negotiate purchase price

• Deliver escrow check (when offer is accepted)

5. UNDER CONTRACT

• Schedule home and termite inspections immediately

• Acquire home insurance and send proof to your lender

• Stay in close contact with your agent, lender, and title company

6. BEFORE YOU CLOSE

• Transfer funds for closing

• Schedule the final property walk-through with me

• Stay in close contact with your agent, lender, and title company

7. CLOSING DAY: WHAT TO BRING

• Bring your certified or cashier's check (no personal checks) in the amount your lender has provided PLUS your driver's license

8. CLOSING DAY

• Sign all documents - closing disclosure, promissory note, new deed, etc.

• Get your keys - congratulations on your new home!